Features and Benefits – Platinum Chip Credit Card – ICICI Bank

Features and Benefits – Platinum Chip Credit Card – ICICI Bank

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ICICI is a name trusted for providing best banking experience to its valued customers. ICICI Bank offers enriched banking experience and flexibility of making card payments and converting the expenses into easy monthly installments. The bank also provides a range of credit cards, where each credit card is featured with exciting reward program and privileges to meet specific needs of every individual. One of the best cards is ICICI Platinum Chip Credit Card which is featured with attractive PAYBACK reward points, high level of security technology, and much more. The credit card also offers an array of lifestyle and shopping privileges to its valued customers.

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Key highlights of ICICI Credit Card Platinum Chip:

Reward program – cardholders can earn 2 PAYBACK reward points for every spent of Rs.100 on retail purchases except fuel. The points can be redeemed against any available reward redemption catalogue option.

Chip and pin security – With ICICI Platinum Chip Card, you need not to concern about the security measures while shopping with the card because it is embedded with a microchip that provides extra security and protection and thus, reduces the risk of fraudulent transactions, counterfeiting, and card duplication. The card comes with an additional layer of authentication that involves the PIN number to access the card.

Fuel surcharge waiver – Cardholders can get 2.5% fuel surcharge waiver across all HPCL petrol pumps for a minimum fuel transaction of Rs.500 for a maximum up to Rs.4000 per card swipe.

Annual fee savings – Get annual fee waived off if annual spend exceeds Rs.50000 for the subsequent year.

Visa benefits – Cardholders can grab VISA benefits and enjoy exclusive delights on dining and entertainment from luxury hotels and get additional discounts at lifestyle stores and spas. Moreover, enjoy global emergency assistance service to report a lost card across anywhere in the country and globally, and get emergency card replacement.

Culinary treats – With ICICI Platinum Chip credit card, get complementary membership of ICICI culinary treat program and save minimum 15% on dining bills across all participating restaurants and bars.

Fees and charges of ICICI credit card Platinum Chip:

  • Joining Fees: INR 199.
  • Annual Subscription Fees: INR 99.
  • Interest Rate: 40.80% annual and 3.80% monthly.
  • Card replacement fees: Rs. 100 and Rs 199 for ICICI Bank Expressions Credit Card
  • Charge slip request Fees: INR 100 per charge slip.
  • Fee on cash payment at branches: Customer will be charged with Rs. 100 per transaction.
  • Cash/ Cheque pick-up fees: Rs. 100.
  • Cheque Return Fees: Minimum INR 450 or 2% of amount.
  • Charges for over limit: Minimum INR 500 or 2.5% of the amount.

For more details on eligibility criteria and documentation, visit https://www.promoscode.in/apply-for-icici-platinum-chip-credit-card/.

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